Promoting strength and fairness in the financial services marketplace. A Mortgage Loan Originator MLO is an individual who for compensation or gain or in the expectation of compensation or gain, whether through contact by telephone, by electronic means, by mail, or in person with prospective borrowers, either: Takes a residential mortgage loan application, Accepts or offers to accept applications for mortgage loans, Solicits or offers to solicit a mortgage loan, Offers or negotiates the terms or conditions of a mortgage loan, or Issues mortgage loan commitments or interest rate guarantee agreements to prospective borrowers.
Three hours of federal law and regulations; Three hours of ethics, including instruction on fraud, consumer protection, and fair lending issues; Two hours of training related to lending standards for nontraditional mortgage products; and Four hours of North Carolina laws and regulations.
Three hours of federal law and regulations; Two hours of ethics, including instruction on fraud, consumer protection, and fair lending issues; Two hours of training related to lending standards for nontraditional mortgage products; and One hour of North Carolina law and regulations.
Consumer Assistance: Home Page. Physical Address: W. NC Office of the Commissioner of Banks. Licensing Information. Loan Originators. We use cookies to create a better experience. By continuing to use our site, you consent to the use of cookies outlined in our Privacy Policy. Skip to main content. Log In Create Account. Education select one. Individual Courses. State Requirements. Is my money safe? Welcome Message Katherine M. Bosken Commissioner of Banks Welcome to the official website of the N.
Schedule of Events Oct. What's New? Need Foreclosure Help? File a Consumer Complaint. Look up a North Carolina state-chartered bank. Look up a mortgage lender or loan originator. Public Notices.
Consumer Assistance: Home Page. Physical Address: W.
0コメント